The following privacy principles were established to maintain the security, integrity and confidentiality of your personal financial information.
We collect nonpublic personal information about you from account applications, transactions (for deposits, loan, ATM, etc.), consumer reports and our websites. This information is used to establish and administer your accounts, to satisfy certain regulatory and legal requirements and to make available products, services and other opportunities to our customers. We do not disclose any nonpublic personal information about our customers or former customers to anyone, except as permitted by law. We do not sell or share customer information with marketers. When we contract with another company (indirect dealers or contractors) to perform certain services for us, we will require the other company to keep customer information confidential.
“Nonpublic personal information” is nonpublic personal information about you that we obtain in connection with providing a financial product or service to you. For example, nonpublic personal information includes information regarding your account balance or payment history.
We take steps to safeguard customer information. Access to your personally identifiable financial information is limited to employees with a specific business reason for utilizing this data. Our employees are educated about the importance of maintaining confidentiality and customer privacy. If necessary, we take appropriate disciplinary steps to enforce our employee’s responsibility to protect your very personal information.
In order to prevent unauthorized access to your information, we maintain security standards and procedures that conform with industry practices. These security standards and procedures are routinely tested to verify the integrity of our systems.
OPT-OUT: We will not share your nonpublic personal information with others as defined below. South Central Bank, on your behalf, has exercised your right to opt-out under 12 CFR Part 40, Privacy of Consumer Financial Information.
Section 326 of the USA PATRIOT Act requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account or changes an existing account. This federal requirement applies to all new customers and current customers. This information is used to assist the United States government in the fight against the funding of terrorism and money-laundering activities.
What this means to you: when you open an account or change an existing account, we will ask each person for their name, physical address, mailing address, date of birth, and other information that will allow us to identify them. We will ask to see each person's driver's license and other identifying documents and copy or record information for each of them.
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