Complete Loan Applications In Minutes.

RemodeLoanDirect is a smart choice for financing home improvements such as garages, additions, basement renovations, kitchen remodeling and more! Simple application!

RemodeLoanDirect offers low cost bank financing for small projects from $3,500 to $50,000 in Illinois, Indiana, and Wisconsin. Online applicants receive immediate approval, a simple and sensible alternative to an equity loan, and much lower rates than credit cards. Why wait to renovate? Complete our 10 minute application now.

There is no equity requirement and we offer fixed monthly payments up to 15 years. Homeowners and contractors have been using our home improvement financing since 1965 and can rely upon prompt payment. Remodeling your home? Apply now! There is no obligation or cost to check if you qualify for a loan.

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Complete your loan application in minutes.

  • Your application will not be received or processed until you review your online entries and click "Submit" at the end of your application.
  • If approved, we will contact you in 1-2 business days with loan details (including interest rate & monthly payment) and provide you with a list items you will need to supply (including income proof and a work estimate) before an in-home loan closing may take place.

RemodeLoanDirect Home Improvement Loans

The best way to finance permanent home improvements for projects from $3,500 to $50,000.

  • No Equity Required
  • Free to apply on-line or by mail
  • No obligation to close if you are not satisfied
  • Rates (based on credit) are lower than credit card rates
  • Fixed & affordable payments
  • Loan terms up to 180 months
  • Homeowners w/ good credit who want sensible loans
  • Homeowner of Illinois, Indiana, or Wisconsin

After final approval of your loan application and your in-home loan closing, one check (or several checks if you agreed to pay your contractor in stages as the project progresses) will be made jointly payable to you and to your contractor, and these checks will be delivered to your home.

Issuing jointly payable checks ensures that the loan proceeds are only used to finance your remodeling project, and provides reassurance to your contractor that they will be paid according to the terms you both agreed to.

You, the homeowner, are in control of the checks and responsible as to when your contractor receives each check/payment. You will simply sign the back of each check and then hand them to your contractor at the appropriate times.

Items You'll Need

Work estimate (if available) from the contractor you selected. This estimate will include the total cost of your project, your down payment (if any), and a description of the work to be done.

Employer information (including address, phone number, earnings, etc.)

Other sources of income (if any) which are verifiable and received regularly/monthly.

Current mortgage statement.

Your Remodeling Project

Homeowners should select a contractor they feel comfortable with after doing some research. To safeguard yourself, confirm with the contractor they are licensed, bonded, insured, and that it is clear if the contractor or you will be obtaining building permits, if required.

Eligible remodeling projects we finance.

  • Bathroom Renovations
  • Kitchen Remodeling
  • Basement Finishing
  • Roof Replacement
  • Garage Construction
  • Basement Waterproofing
  • Home Additions
  • Home Siding Replacements
  • Soffit and Facia Replacement
  • Gutter Replacement
  • Window Replacement
  • Patio Additions
  • Deck Additions
  • Driveway Renovations
  • Porch replacement
  • Sunrooms and Enclosures
  • Solar installations
  • Room Additions
  • Plumbing repairs
  • Electrical upgrade
  • Flooring installation
  • Tuck-pointing and masonry
  • Fences
  • HVAC systems
  • And many more!