RemodeLoanDirect is a smart choice for financing home improvements such as garages, additions, basement renovations, kitchen remodeling and more! Simple application!
RemodeLoanDirect offers low cost bank financing for small projects from $3,500 to $50,000 in Illinois, Indiana, and Wisconsin. Online applicants receive immediate approval, a simple and sensible alternative to an equity loan, and much lower rates than credit cards. Why wait to renovate? Complete our 10 minute application now.
There is no equity requirement and we offer fixed monthly payments up to 15 years. Homeowners and contractors have been using our home improvement financing since 1965 and can rely upon prompt payment. Remodeling your home? Apply now! There is no obligation or cost to check if you qualify for a loan.
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The best way to finance permanent home improvements for projects from $3,500 to $50,000.
After final approval of your loan application and your in-home loan closing, one check (or several checks if you agreed to pay your contractor in stages as the project progresses) will be made jointly payable to you and to your contractor, and these checks will be delivered to your home.
Issuing jointly payable checks ensures that the loan proceeds are only used to finance your remodeling project, and provides reassurance to your contractor that they will be paid according to the terms you both agreed to.
You, the homeowner, are in control of the checks and responsible as to when your contractor receives each check/payment. You will simply sign the back of each check and then hand them to your contractor at the appropriate times.
Work estimate (if available) from the contractor you selected. This estimate will include the total cost of your project, your down payment (if any), and a description of the work to be done.
Employer information (including address, phone number, earnings, etc.)
Other sources of income (if any) which are verifiable and received regularly/monthly.
Current mortgage statement.
Homeowners should select a contractor they feel comfortable with after doing some research. To safeguard yourself, confirm with the contractor they are licensed, bonded, insured, and that it is clear if the contractor or you will be obtaining building permits, if required.